Sunday, March 15, 2020

Does Your PSAT Score Qualify for National Merit

Does Your PSAT Score Qualify for National Merit SAT / ACT Prep Online Guides and Tips Are you gearing up to rock the PSAT this fall and wondering what score you need to qualify for National Merit? This guide will give you 51 different answers to that question. Don't worry, it's not a complicated response. It's just that the National Merit Scholarship Corporation (NMSC) compares test takers on a state-by-state basis. To become a National Merit Semifinalist, you have to score in the top 1% of students in your state. This guide will fill you in on all qualifying cutoff scores from coast to coast (plus Alaska and Hawaii)for the PSAT. But first, let's review exactly who qualifies for National Merit. Who Is Awarded National Merit? Students who are US citizens, who plan to go to college, and who take the PSAT/NMSQT in their junior year are eligible to receive National Merit distinctions and scholarships. They also have to do really, really well on the PSAT. The top 3-4% of scorers arenamed Commended Scholars- an impressive distinction to put on college applications. The top 1%, or about 16,000 students across the country, are named National Merit Semifinalists. This is an honorin itself, and it also means you couldgo on to be named a Finalist and receive scholarship money. Some colleges also award their own merit scholarships to National Merit Semifinalists. To determine who qualifies for National Merit, NMSC uses a scale called the Selection Index. To get this, NMSC adds your Math, Reading, and Writing section scores, which each fall between 8 and 38, and then multiplies that sum by 2. Thus,the PSAT NMSC Selection Index ranges from 48 to 228. Using reports from individuals around the country who took the 2017 PSAT, we've compiled a full list of National Merit qualifying scores.(Note that since National Merit cutoffs don't vary much from year to year, this list should still be fairly accurate for those who take the 2018 PSAT!) Students who take the PSAT in their junior year are eligible for National Merit distinction. PSAT NMSQT Qualifying Scores for 2018 and 2019 Selection Indexcutoffs compare the scores of test takers in each state. You'll probably get national percentiles on your PSAT score report, butstate percentiles are the ones NMSC uses to award students. The chart below shows the National Merit Selection Index cutoffs for students who took the PSAT in October 2017 and were named Semifinalists in the fall of 2018: State Selection Index Alabama 216 Alaska 215 Arizona 220 Arkansas 214 California 223 Colorado 221 Connecticut 222 Delaware 222 DC 223 Florida 219 Georgia 220 Hawaii 220 Idaho 214 Illinois 221 Indiana 219 Iowa 216 Kansas 218 Kentucky 218 Louisiana 217 Maine 217 Maryland 223 Massachusetts 223 Michigan 219 Minnesota 220 Mississippi 215 Missouri 217 Montana 214 Nebraska 216 Nevada 218 New Hampshire 219 New Jersey 223 New Mexico 215 New York 221 North Carolina 220 North Dakota 212 Ohio 219 Oklahoma 215 Oregon 221 Pennsylvania 220 Rhode Island 220 South Carolina 216 South Dakota 215 Tennessee 219 Texas 221 Utah 215 Vermont 216 Virginia 222 Washington 222 West Virginia 212 Wisconsin 216 Wyoming 212 Average Score 218 The average of all the PSAT NMSQT qualifying scores is 218. Sorry to those students in California, Maryland, Massachusetts, New Jersey and Washington, DC: you'll have to aim significantly higher and get a Selection Index of at least 223. Any American students studying in international schools abroad will also have to meet whatever the highest state's cutoff score is. As for boarding school attendees? You'll be measured against a regional cutoff; it usually equals the highest cutoff of the state within your regional grouping. Again, these Selection Index cutoffs are estimates, and there's some fluctuation from year to year. To account for this, you should aim at least 2-5 points higher than your state's cutoff score. Want to improve your PSAT score by 150 points? We have the industry's leading PSAT prep program. Built by Harvard grads and SAT full scorers, the program learns your strengths and weaknesses through advanced statistics, then customizes your prep program to you so that you get the most effective prep possible. Check out our 5-day free trial today: Stellar PSAT scoresdon't happen by accident, and the PSAT requires a good deal of preparation to master. If you're aiming for National Merit, how can you achieve the top PSAT scores you need to qualify? How Can You Achieve PSAT Scores in the Top 1%? Like with the SAT, anyone can improve their scores on the PSAT with dedicated and effective preparation. Besides helping you qualify for National Merit, studying for the PSAT will prepare you for the SAT! The three steps below lay the groundwork needed to qualify for National Merit. Step 1: Know Your State's (Approximate) Cutoff Score It's important to find your state's cutoff, figure out what scores you need, and aim even higher in case the qualifying score increases (remember, there is slight variation year to year). Before you even begin studying for the PSAT, look at the chart above to find your state's cutoff score. For example, let's say you're taking the test in Ohio. According to our chart, Ohio's Selection Index cutoff is 219, which roughly translates to a PSAT score of 1460. Since the cutoff score could rise slightly, adjust your goal score to be a little higher as well- let's say 1490 instead of 1460. After, write down your PSAT target score as well as your goal of being named a National Merit Scholar on a piece of paper. Tack this sheet up on your wall and look at it as you study to help youstay motivated. Step 2: Read PrepScholar PSAT Study Guides Once you've figured out your goal score, spend some time learning about the test by reading our various PSAT study guides. Our articles offer expert help with designing your study schedule and making the most of your prep. One of our most helpful guides talks about gettinga perfect PSAT scoreandgoes into detail about how you can analyze and drill your mistakesto make big score improvements. Step 3: Take Official Practice Tests Finally, you'll want to take official practice tests to help you prepare for test day. The College Board offerstwo PSAT/NMSQT practice tests, along withonline practice questionsfor each section on the PSAT. Two tests isn't that many, though, so I also suggest takingofficial SAT practice testsor usingKhan Academy's SAT prep program. Since thePSAT and SAT are such similar tests, you'll get a ton of extra help by taking SAT practice tests (though expect them to be slightly harder). In addition, you can useold PSAT practice tests, as long as you focus on relevant question types and ignore the ones no longer on the test, such as sentence completions. A lot of the fundamental skills and knowledge on the PSAT didn't change much during the2015 revision, so you can still use older practice tests and materials to practice effectively if you familiarize yourself with the changes andadapt your approach accordingly. National Merit might be hard to get but the distinction is well worth it and could lead you to some handy scholarship money. Plus, it communicates a lot about your academic commitment on your college applications! What's Next? What should you do once you get your PSAT scores? This guide fills you in on your next steps. Not only is the PSAT important for National Merit, but it can also predict how you'll score on the SAT.Learn how touse your PSAT scores to predict, and plan to improve, your SAT scores. Are you wondering how to divide up your time most effectively to prep for the SAT? This six-step guide answers your questions about how long you should study for the SAT. Want to improve your SAT score by 160points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Friday, February 28, 2020

The Pricing of Health Costs and its Effect on the Poor in the United Dissertation - 1

The Pricing of Health Costs and its Effect on the Poor in the United States - Dissertation Example These families must forcibly cut down on their health care costs, which may ultimately lead to dangerous health consequences. In this context, the researcher will conduct a qualitative study (secondary research), that will explore the aspect of the monetary costs and quality of life,  as regards the present US health care system. Monetary costs and quality of life  in the context of US health care: in US, health care occupies an important position within the U.S. economy graph (Fig 1). Observations by various experts reveal that every year the health related expenditure keeps on growing, often moving ahead of the expenditure made on the other service sectors. This implies that each year the percentage of the health expenditure within the overall US economy pie keeps on growing. As the cost prices within the health care system increase, there is bound to be some sort of a repercussion within the average household, especially amongst the families that fall below the federal poverty line. ... Even for those people that have insurances, rising health care costs translate into getting less benefits each year, for the same amount of money. Fig 1: The US spends more healthcare than any country in the world. The figures as shown in the graph above represents health care expenditure for the year 2006, and during this year it was observed that an average US person spends more on health care than on food, oil, or even gasoline (Source: Mckinsey & company, 2008, 13). At an average estimate, America spends nearly $7,400 annually on health care per person, which comprises of about a 16% share within U.S. economy pie (fig 2). A look at the year 2007 will show us that US health care spending was then nearly $2.2 trillion, which when evenly spread over the entire population amounted to about $7421 per head expenditure (Figure 2). This $2.2 trillion represents 16.2 percent of the nation’s total economic activity, referred to as the gross domestic product or GDP. While the spendin g figures are by themselves impressive, however the chief area of concern is their rate of rapid growth over the last few years. Fig 2: National Health Expenditures per Capita and Their Share of Gross Domestic Product, 1960-2007 (Source: Health Care Costs- A Primer, 2009, 2). The graph (fig 2) shows the rising cost of health care per person in US. The growth in the last decade, starting from around 1990, and has been exponential. In 2009, the $7421 per head spending increased to more than $8000 per head, showing a jump of more than $500 per person, in just 2 years time (Centers for Medicare and Medicaid Services, 2010). Observations show that the rapidly increasing health care expenditure in US is becoming a

Wednesday, February 12, 2020

Which system will work best for the United States, a carbon cap and Essay

Which system will work best for the United States, a carbon cap and trade system or a straight carbon tax - Essay Example To achieve this, two paths have been proposed, cap-and-trade system and straight carbon tax. Cap and trade system provide limits on the use of fossils, it will require that industries and other main sources of greenhouse emission buy permits from the government so as to be allowed to emit the gases, in those permits they will have to establish the market. Those in support of this method argues that, it will set the limit on the amount of greenhouse gases being emitted, secondly, it is more flexible, it is fair since it will reward companies who try to reduce emission and punish those not reducing emission (Salmon 2007). The second proposed path is straight carbon tax. This gives an outright tax on fossil fuels. With this, the cost of tax is set according to the damage associated with every unit of pollution and cost equivalent to the amount of controlling pollution. Emitting a lot of greenhouse gases means paying more. Those in support of this method argues that, it is simple since it will force the people look for alternative source of energy, secondly, it is enforceable b oth in economic and political environment, and lastly, the method is transparent. The advantage of cap and trade system over straight carbon is that, it has attracted a lot of interest and attention from political, public, and industrialist. The political leaders it has attracted include president Obama, main congress leaders, and environmental crusaders. The industrialists that have attracted include General Electric leadership, Shell oil management, and Duke Energy executives (Salmon 2007). The congress key leaders have vowed to pass cap-and-trade law before the end of the year. The straight carbon tax debate was trashed out by the congress and industrial crusaders went against it claiming that it will be used by the reach and it is like the rich is buying the environment to pollute at their own pleasure. The second strength of

Friday, January 31, 2020

The Quality of Education in the Public School System Essay Example for Free

The Quality of Education in the Public School System Essay Basic education whether it is from a public or a private school is one of the most fundamental needs of mankind. It is responsible for the advancement of our civilization. Education is a vital necessity and the fundamental right of an individual. It is difficult to put a price tag for education. However, it can be said that education is the window to numerous opportunities and the most essential means of poverty elevation. According to the Universal Declaration of Human Rights Everyone has the right to education Education shall be directed to the full development of human personality and to the strengthening of respect for human rights and fundamental freedoms. It shall promote understanding, tolerance and friendship among all nations, racial or religious groups, and shall further the activities of the United Nations for the maintenance of peace. (art.26 Universal Declaration of Human Rights). Today’s education system has become an issue of debate especially between the public and the private school educational quality. Each and every parent has their own set of choices for their children. Many people opt for having a religious affiliation, for others the costs of private school may not be affordable (Public School Review n.pag). This paper compares the major differences between both public and the private schools and also gives a few recommendations of improving the quality of education in the public school system. If we take into consideration the cost involved in the public and the private schools, it can be noted that public schools are funded through federal, state and local taxes. For instance, when a person pays taxes to the government they are paying for their childs education and the education of other children in the community. On the other hand, private schools do not run on the tax revenues or any fund from the government.   Instead, these schools are funded through tuition, fundraising, donations and private grants. Therefore, when a parent has to send their child to school they compare the cost of education. If the parent is not financially capable to pay the fees for the private school, then obviously the parent opts for public schools where the fees structure is much less and compromise on the quality of education. In order to improve the quality of the public schools it is essential to increase the funding to these schools, improve the infrastructure and also increase the number of teaching faculty. When it comes to admission, public schools admit all children, and therefore these schools are multicultural in nature. As per the rules in most of the countries, public schools are open for all and must educate all children (Public Education Network n.pag). Private schools are selective in nature. For instance, schools managed by churches give preference to Christians. They are not compelled to accept every child by any rule. Today because of this reason private school admission is very competitive. It is therefore important that public schools need to continue and improve their multicultural nature and promote education among all communities equally. It is essential to recognize the diversity of groups and issues that are present in every town and city (Leistyna 1-23). Whether fair or not, educational opportunity and academic achievement are directly tied to the social divisions associated with race, ethnicity, gender, first language, and social class. The level and quality of educational attainment either open the doors to opportunity or close them. —Educational psychologist Edmund W. Gordon in The Covenant with Black America In general public schools offer subjects which usually includes math, English, reading, writing, science, history, physical education, music and arts. The substance of what children learn is mandated by the state and learning is measured through tests and examinations. In private schools these subjects are flexible for students. Besides the students are taught the curriculum using various effective techniques such as take children on extended outdoor trips that blend lessons across the curriculum. Such innovative trips increase the practical knowledge of the students. Private schools are not bound by any rules and therefore they can create their own curriculum and assessment systems. In order to improve the public schools it is important to take some of the special teaching techniques followed by the private schools (GreatSchools.net n.pag). In terms of the teaching faculty it is a well known fact that the teachers in public schools are usually state certified or, at least working toward certification. Public school teachers need compulsory college degrees and to be licensed by the state (Broward County Public Schools n.pag). Qualified teachers with certification ensure that they have gone through the training required by the state, which includes student teaching and coursework. However, this is lacking in a private schools. Teachers in private schools may not be required to have certification but often have good subject area expertise and an undergraduate or graduate degree in the subject they teach. It is important to maintain the standards of payment in public and private schools because teachers also need to maintain high standards of living. Private schools are usually committed to providing attention to each and every child individually and therefore keep the class size small. Many parents choose private schools for this reason. In public schools though many states recognize the value of small classes, they are unable to do so because of overcrowding and lack of good infrastructure especially in large school districts and urban schools (GreatSchools.net n.pag). As a result teachers cannot give equal attention to individual students or for students with special needs. It is essential therefore to decrease the size of classes in public schools to improve the quality of education. Finally, it can be said that in order to improve the public education system, it is essential to equitably allocate resources. For instance, educational and administrative staffing ratios show how many students per teacher or per administrator are in each school. Work Cited    Public School Review, Public School vs. Private School (2007) Public School Review LLC. 21 October 2007, http://www.publicschoolreview.com/private-public-schools.php Public Education Network, Public Schools Must Be Held Accountable, Americans Say (26 July 2007) 21 October 2007, http://www.publiceducation.org/doc/Press_Releases/20070726_Public.doc Leistyna, P. Extending the Possibilities of Multicultural Community Partnerships in Urban Public Schools, The Urban Review, Volume 34, Number 1 / March, 2002, pp 1-23. GreatSchools.net, Private vs. Public Schools: Whats the Difference? (February 2007) GreatSchools Staff, 21 October 2007, http://www.greatschools.net/cgi-bin/showarticlefeature/ca/197 Broward County Public Schools, Public Vs. Private Education 21 October 2007, http://www.browardschools.com/info/education.htm

Thursday, January 23, 2020

Mary Shelleys Frankenstein as a Critique of Masculinity Essay

Introduction The idea for the novel of Mary Shelley’s Frankenstein came to her one night when she was staying in the company of what has been called ‘her male coterie’, including Lord Byron and her husband, Percy Shelley. Mary Shelley’s whole life seems to have been heavily influenced by men. She idolised her father, William Godwyn, and appears to have spent a good part of her life trying very hard to impress both him and her husband. There seems to have been a distinct lack of female influence, her mother, Mary Wollstonecraft, having died weeks after her birth, being replaced by a neglectful step-mother. These aspects of her life are perhaps evident in her novel. The characters and plot of Frankenstein were perhaps influenced by Shelley’s conflicting feelings about the predominately masculine circle which surrounded her, and perhaps the many masculine traits that we see in novel were based upon those of the male figures in Shelley’s own life. In th is essay I will attempt to show some of these traits. Argument Perhaps the most obvious way we can read the novel as a critique of masculinity is the very obvious way in which Shelley develops the male characters more than she does the female. She portrays the male characters as the stronger sex with the female characters seemingly completely dependant on the male, and their whole lives seem to be taken up by the males every move. The female characters in the novel ar every much idealised figures of perfection and passiveness. She portrays women as weak, beautiful, subservient beings who live only for the men in their lives. This is evident from the opening sentence of the narrator of the novel, Walton, who is writing to his sister in England while he is on an expedit... ...e life that he is creating is undeniably male, as this is the sex he views as the stronger of the two, there is never a question for a moment that he may create a female. Conclusion The theme of masculinity is strong throughout the novel, and I will finish with what may be the strongest example of masculinity of all, although it is not a favourable one. Perhaps the character of the monster represents the flaw in masculinity in the society of that day, created without the use of a woman, and is an example of the dangers of a society without woman. And I feel that Shelley was perhaps manipulating the masculine identities in the novel to show the flaws that such attitudes towards women can create, and persuade her audience that a society without women would be disastrous. Bibliography Mary Shelley, Frankenstein, (Berkshire: Penguin Popular Classics, 1994)

Wednesday, January 15, 2020

Change Management Assignment

Why did the managers at the two organizations have different ethical stances towards their customers? (Hint go to J&J’s website and look at its Code of Ethics)? The key reason of two organizations having different ethical stances towards their customers appears to be that J&J’s managers believed in their company’s ethical values, so that when confronted with an ethical dilemma as in 1982, they consistently followed the credo’s rules when making business decisions. Johnson & Johnson moved immediately to protect the public even though there was little chance that any other supplies of Tylenol were contaminated and the fact that their product was defective and dangerous. At DC in contrast, managers had been just â€Å"going through the motions. † When push came to shove, they protected their own interests and those of their companies in illegal ways. Dow Corning’s managers postponed action and, to safeguard the profits of their company, but they paid the price. Within months of its decision to pull Tylenol from store shelves, however, J&J regained its status as leader in the painkiller market and has since increased its market share because of its enhanced reputation for being a highly ethical company. The behavior of Dow Corning (DC) managers seemed out of character to many people. They had widely publicized and well-developed internal ethics rules that were supposed to reign in and prevent unethical behavior. When confronted with a crisis, their ethics systems did not prevent either company’s managers behaving unethically and illegally. Johnson and Johnson (J&J) also had a system of ethical rules in place. At its center is a credo describing its ethical stance toward customers, employees, and other groups. Outline a series of steps Dow Corning’s directors and managers should have taken to have prevented this problem? Dow Corning’s directors and managers should have taken series of following steps to have prevented this problem: * They should examine the nature of ethics and the source of ethical problems. * They should have had some strong internal ethical system in place to help guide them in making decisions. Had they had a system like J&J, this would have never happened. Dow Corning’s directors and managers should have immediately moved to protect the public / stakeholder interest * They should define rules or guidelines that companies can use to decide whether a specific business decision is ethical or unethical These rules include utilitarian, moral rights, justice, and practical rules, * They should examine the legal environment of business and describe the many kinds of laws, rules and regulations that must be followed, both at home and abroad, if a company is to do business in an honest and ethical way since ethics plays in shaping the practice of business and the life of a people, society, and nation.

Tuesday, January 7, 2020

The Choice of Risk Management or Compliance - 532 Words

Introduction The task of risk management has perplexed many organizations. Organizations have to make important decisions which will ensure their assets (data) are secure. Not only do organizations have to be concerned with risk management but they are also tasked with ensuring their systems are compliant. The article â€Å"When it comes to enterprise security is it better to focus on compliance or risk†? discusses which area should be considered a higher precedence compliance or risk. The author Christian Anschutz, of the article is SVP and former CIO of Underwriters Laboratories. The article focuses on security, technology and financial risks. Has the author taken into consideration underlying circumstances in which organizations are not able to place one area above another? What are the industry standards? Who enforces these standards? This paper will focus on hazy task of organizational risk management and compliance. Background According to (Landoll, 2011, p.4) â€Å"Security risk management involves the process of ensuring that the security risk posture of an organization is within acceptable bounds as defined by senior management.† In other words risk management is what an organization needs to implement in order to minimize risk to their Information Technology (I.T.) systems. Organization are usually restricted by a budget when attempting to implement a secure risk management plan. 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